And even with "loch", most people mispronounce it (the "ch" sounds a bit like a cat hissing, yes?). In Slavic languages the same sound is made by "х".
[x] is just the IPA symbol for http://en.wikipedia.org/wiki/Voiceless_velar_fricative. The occurrence table in the article is [censored] up because it says Serbo-Croatian "hrast" is pronounced [xrast], but I can tell you with confidence that there is no [x] in Serbo-Croatian, the "h" sound in the language is pronounced the same as in English (e.g. "
hundred"). Furthermore, "a" is supposed to be long, so the actual pronunciation of the word is [?h?a?st].
Sadly, most people aren't Scots...
Sadly, most people aren't members of every nation in the world. That's a true shame.