Hm, right the top of my head:

- Once, some years ago, I remember being in the sewers, I think it was in the tutorial. I was in a narrow corridor, and started hearing the battle music. I started to look around, my staff ready (probably the Lightning one, from the Shman ) but didn't find anything. And then, I turned to the other side and a rat choose that moment to jump to attack me xD I just remember seeing a rat fly toward the camera, shaking my mouse (no pun intended) and firing the staff multiple times at random before actually hitting him ahah

- This is a creepy one. I don't know why it happens, but it keeps happening. So, I had this one horse, paint horse I think it was, maybe the one from Weynon Priory, maybe not. It was my first horse, and I have the habbit of giving my horses names in Oblivion (setActorFullName.....). I believe I named him Gin (?) not sure. At a certain moment, he died. I bought a brown horse from some stables, and moved on with my life. Then, one day, while riding my new brown horse from the Imperial City to Skingrad, I stumbled upon a horse, just randomly staying on the middle of the road. It's name was... Gin O_o I was seriously freaked out, the horse was looking at me with a censoring look in his face, I just rode away. This happened many times, on various spots, the "ghost" of my dead horse appearing in there. Now, I dunno if I renamed all paint horses with that console command, but it was still freaky as hell :ph34r:

The first seriously scary thing to happen to my character was today... I climbed out of the Imperial sewers, finally, and took a careful stroll on the beach, admiring the views and the peaceful atmosphere. Out of nowhere I get a mudcrab stabbing me. I scream out loud! I never scream out loud! Lol

For me the dungeons often have the possibly of me shouting some profanity when monsters appear out of the darkness. I haven't played Oblivion in a while because I've finished it and played it heaps and heaps and since been playing other games. But yesterday I started playing again since I will always go back to this game. And even after experiencing almost everything in the game I can still get startled. I went into an old ruined fort and saw a skeleton down the corridor. So I went to the right where you can look down at the stairs and watched for the skeleton. But it must have moved so fast because suddenly I turned around and it was right there behind me! I guess its testament to the awesomeness of the game that a vet can go back and still get a surprise

Two male NPCs where sleeping in the same bed, while weaning nothing but their underwear rag.
Ahh.... Good times.