I don't think it's realistic to just buy any business (like fable), as some aren't for sale.

I think a more fun way to add an entrepreneurial aspect to the game would be to create something like a stock market.

Each town has it's own economy, so why not take advantage:

• for instance you could invest in a weapons store, that store will get better weapons.
  
• If the economy starts to fail your stock will most likely go down
  
• Death of the owner has a negative effect on the stock
  
• killing a traveling merchant MIGHT have a negative effect on your stock
  
• Buying and selling to the store has a positive effect on your stock
  
• Major crisis (like an imminent dragon attack) could have negative effects on your stock

Yes, and without being a master in merchantile, or expert can't quite recall.

Yes, by that time you usually have all the money you need.

I think it should be possible as long as money isnt easy to get like in Fable

In fable you could never lose money

with the stock market, there can be high-risk investments.

Investing in stores like Oblivion, sure. For a dividend, maybe. Having a "stock market"? No.

"Stock market" tends to imply a certain degree of industrialisation, whereby firms mass-produce goods. This requires start-up capital, sometimes obtained via selling shares in future dividends as a sort of unsecured loan. The mass trading of these shares requires infrastructure not likely to be found during a civil war and a banking system unlikely to remain secure and solvent during the collapse of its parent empire.

Stock market makes no sense.

Can't see it being enough fun to be worth their efforts implementing it.

I think such a system would breed growth and prosperity needed during war.

These stocks should be available in war BECAUSE things are unsure. The economies need money, and it's not doing them any good keeping your money in a chest in your house. risky investments with large possible return give people the incentive to invest.

government bonds would be likely as well

on another note, people want banks in this game that gain interest, but without the ability to invest, banks don't make money, thus, they can't pay you more than you give them.

Investment, however, requires infrastructure that may no longer exist after two hundred years of Imperial decline. Even assuming it does exist, it requires a degree of faith in that infrastructure that has probably long since evaporated.

44 a iii : The underwriters are under no obligation to the policy holder named in section 2 ii in the event of losses to property or employees resulting from
1 : Natural disaster ( earthquake floods land slides and others see appendix 4 i through iv )
2 : Deaths due to policy holder rampages or killing sprees
3 : Actions of vengeful Gods
4 : Attack by Dragons unless the business covered is in a location with a full guard contingent ( appendix 5 ) and all necessary precautions and procedures have been followed, remuneration at discretion of appointed adjuster.

I think we will be able to invest time and the pay off will be more and cheaper goods.

Example: You mine a large amount of ore from the local mine and sell it to a vendor in town. This in turn provides a larger stock of resources for the local blacksmith to purchase and use to create weapons and armor. The result is an increased stock of gear at the local armory.

That would apply to fish, crops and wood as well.

Just a local infrastructure, which will exist in every town. It's not gonna be the NYSE, just a local matter perpetuated by the government of the city.

Faith in ones cause, and government has to exist, or else the side with no faith will lose.



HAHAHA. Next step is inacting lawyers to uphold these contracts. I want Mai'q the Liar to defend me.

We got from the coverage that each village and city have their own economies, so that's already half the job done to make investments possible. So, why not? It would be really interesting to to be able to invest into businesses in one town and go sabotage the rival's economy to increase your profits .

I already agreed to that in my first post, heh.

No, you said a stock market doesn't make sense. I think a stock market can exist on a local scale.

I said I had no problem with investment on a local scale. I do not, however, believe a stock market should exist on a local level. It implies a level of scale and complexity that I can't see any city in Tamriel supporting/requiring, excluding perhaps the Imperial capital itself -- and even that, not so much. Not after two hundred years of decline. Within a single city in TES, there's simply no need for a share market.

okay well i guess we'll just have to agree to disagree.

depending if speech craft is hard this time the player could get a bonus with the merchant if they invest heavily

well, you wouldn't want to have the business to lose money selling too many goods to you at discount, or your share will decrease in value.

I voted no, doesn't belong in TES imho.