bUseThreadedAI=1
iNumHWThreads=2
Oddly, Fallout: New Vegas, Morrowind, and Skyrim (which all use the Gamebyro engine and are developed by Bethesda) don't have this problem...
Am also trying to get rid of the loading screens but doesn't matter what I do to the fallout.ini, falloutprefs.ini, or fallout_default.ini files--nothing seems to make a difference.