When you reset your abilities, you get a notice you will be dropped one rank and doing this is irreversible. Does it mean that I'm an 18; when I drop down to 17 I'll have 17 points, when I get back to 18 will I get the point back that I lost and have a total of 18 point or will I lose that point permanently and once fully ranked up only have a total of 19 points.

Rank, not level. Rank has a mx of 5. For example, you are Rank 3, level 13. If you rest, you will be rank 2, level 13. Just means you cant use Rank 3 abilities anymore. or w/e rank you're downgrading from.

You drop down a level but you will always be able to get the credit back after leveling, they want lock you down completely just because you want to sell your abilities

this is another design choice that's absolutely baffling to me...

I dont know why. I think it was an excellent move on SD's part. . .I have reset twice to experiment with different loadouts. It was well worth it and I am thankful I didnt have to build another character from sratch just to find out that I dont like certain skills. . .

Same here.
I like it, makes you think if you need to change them that badly or not.

Incorrect info do not listen to him. It drops you a level and you gain the level coin back right after you level so no matter what you will have 20 coins at the end, I've messes up alot already so I have already respeced about 3 times

"this is another design choice that's absolutely baffling to me... "

I think this is a fantastic design choice. The level of freedom in regards to your control choices (gamepad), character abilities, and weapon loadout is amazing. Especially how you can change class and weapons at any point in game. It allows players to adapt quickly as they learn the game and adapt strategy mid-match to your enemy. I also like how you can level up quickly. Having levels and abilities gives the game that slight RPG character advancement flavor without the hindrance of having everything set in stone. It allows me to focus on the actual game play without having to worry about character choices knowing I have such freedom.

i guess i said it baffles me because once you reset you can't use the higher abilities until you unlock them again.

"respected" .........ahem...sver, ravan or valor my friend? am i right in assuming

I works good IF THEIR WERE MOR ABILITIES. the Medic is the only class i would htink of maxing while the soldier barely, the engineer is ok, the operative no. Sticky or calptrop grenade and your done. Was hoping for so much more. Universal abilites are the best... besides 3