The way I see it, if I play a female character, look down and see my boobs are suddenly missing it would be highly odd. Or excluding the whole torso would still be a bit weird, like you only have legs/feet and arms.
How would that work? Your shoulders just dissapear as they get to the torso? You need to have the camera further forward if you want the body non-visible (in which case, shoulders wouldn't be either). Otherwise, you'd just have legs coming out of nowhere.
Well boobs could be done right, I guess. Now I'm not a big boobed person and I'm not a girl... so I don't really know how it looks like hehe :happy:
But it shouldn't be visible, in my opinion, if you look straight forward. It should only be visible when you look down.
But then again I'm a male that play male characters so I wouldn't really care