Please stop fantasizing, use some cold water or whatever and lets get serious. There are lots of mature people in TES IV running around, talking, eating, sleeping, working and doing nearly everything to make us believe they are living real lives. But... IMHO they all pretend to be disciples at some church school and behave like children that feel watched by their parents.
That's why six is needed like drinking, arguing, stealing, hanging round in bars with girls that act cheap and provocative. It needs bards and singing drunks in there and dancing girls, clothes that look cheap and dirty and every once in a while there should be fights between drunks. One should stumble across mating people behind the cathedral or in the wilderness, or hear them at night when one is sneaking thru the town. It is not only needed. It is urgently needed to build up atmosphere.