What? You start with over 20 points to place in SPECIAL, just start with 10 Luck and 9 Intelligence, and place the rest into Charisma (for the Lone Wanderer 15% Damage Resistance). Bam, you're now tanky, can carry a ton, level up fast, can find a ton of fusion cores off of enemies and containers, and can be in Power Armor longer than usual. After that, just put points into Perception and Endurance for Lockpicking and for the Toughness perk. Done. You won the entire game, and it only took you..like what...10-13 levels? Maybe 15?