Even with an Int of 2 (an extreme case, clearly someone going for a particular build), that's still only a difference between 12 points per level and 20. It's not like 2 Int gives you no points at all.
With a 5 Int (average, where it starts), that's only 15 points/level vs 20/level. Trivial difference. (Some of the "max all skills by lv20" guides I saw, mentioned that you could do it on an Int of 4, if you did everything else perfect.)
Leveling was fast enough (plus the game isn't super-hard, honestly) that you wouldn't need that many skill points that quickly. (i.e, unless you were really hot to unlock a 100 skill lock ASAP, I can't think of any situation in the game where you'd need to be super-skilled at low level...)
This seems like an entirely different issue from "forced to max out skill points to not be gimped." I'm wondering what the criteria for "gimped" is, at this point.