Aside from faction armors and factions either accepting you or feuding with you depending on which faction armor you are wearing, should standard armor and clothing depict how people think of you?

Say a standard Business Suit adds +5 Charisma or +5 Speech, well you can use those stats in any endeavor. What if it's not guaranteed depending on the person you're talking to or walking by? Unrelated to stats, appearance can also play a part.

Say a raider that would otherwise warn you based on your appearance of you wearing armor, now decides you're too easy of a prey because you wear a suit so now instead of a warning you get shot at. Or perhaps it's the other way around, you wear a suit so they warn you because you don't look like a threat, but if you were wearing intimidating armor they'll now shoot you right away instead.

Or maybe a barterer in town will offer you different dialog choices if you wear a business suit. Lingerie may lure people towards you or generally make people easily convinced or nicer towards you. These little nuances can be fun to find and figure out. I'm spitballing here and this hasn't been worked into the franchise, but it'd be interesting if more pieces of clothing/armor had these effects and influences, like masks or shroud armors in The Elder Scrolls, but in many forms.

It wouldn't necessarily have to apply to all wearable items, but I would like a lot more than what's already there.

When you look this GOOD (slicks back hair rests hand on pearl handled revolver winks at camera) it doesn't matter what you wear.

Sorry wait what.... At least a simple check like will my pool cue damage through the super metal armor...... Hum no maybe more jet .... still no... dang better run

I remember in TES characters would comment if you were buff or wearing expensive armor. Don't know if it will effect stats though.

Too many stats to maximize are bad.

I would rather armor remain neutral instead of NPC's annoying me with "Oh that TI45 Power Armor looks sick", it would get old real fast.

I'm not talking about stats or fishing for compliments. Just character reactions. If you're wearing any kind of doctor's uniform, people may assume you're advanced in Medical and any wounded people may open new dialog choices if you speak to them.

Which makes it effectively a stat.

The more the world reacts to our characters in any way the better, I say.

Indeed. I hate it when nobody notices I'm wearing some Naughty Nightwear.

I noticed (wiggles eyes)

Would be a cool feature, but I don't want some idiot NPC walking up to me every five seconds complimenting me

While the idea may be 'realistic' there's a reason games let stats like that apply to everything. Too many conditions makes it impossible for the player to predict when they will be useful and when they will be a detriment. Even if they can finally figure out all the nuances you then end up with players constantly swapping gear to get the best effects (far less 'realistic'), or just saying [censored] it and wearing the most neutral stuff possible so they don't have to deal with it. Fixed bonuses are the best balance. Now, should they simply recognize the style that you're wearing? Absolutely.

I think it's a great idea. It would add immersion and just be more real. It would be cool if all the character stuff was behind the scenes so you would have to think about it in real life. Like wearing a doctor outfit would have npc's ask for treatment and other things. Just like real life

Or what we are not wearing. It was amusing to hear the comments from npcs in Skyrim when we didn't wear clothes.