But it seems as if you don't pick Major/Minor skills. That you start out with all skills equal and increase them through use (with the stones adding increase bonuses for some) - in this way you will become a character based on what you do, not what you choose (like in a class system).
My problem with this is that it gives us characters that are tabula rasas - blank slates. This would be perfectly fine, except that our characters have already lived twenty years. That's twenty years of experiences where they have become proficient at certain skills, no differently than we set out to do in our game. Why is my character being denied those twenty years of experience? More importantly - it is hardly realistic that a man should be equally good (or equally bad) at everything. As some have said, the game ensures that you can't be a jack of all trades, so why is your character after (at least) twenty years of life?
Am I mistaken about the beginning skill system? What is character generation going to be like? Just pick a face and a race and you're done?
EDIT: there seems to have been some confusion. I am perfectly fine with the character leveling system, what I have a problem with is the character GENERATION system that Skyrim appears to use.