I have an odd way of dealing with meshes but it works......
I use Wings 3D to actually mesh things as it is simpler, easier and much more handleable (if in fact that is a word?) than anything else I have tried
I have Maya, 3DS max and milkshape but they all make meshing confusing but Wings is so easy.
I first make whatever I like in Wings then export it as an Obj file
Then I import it to Milkshape and add the textures
Then when done export it to NIF
Looks a foook up but it works
Good luck