I've recently been considering picking up Hand Loader for my Cowboy-perk Legion Courier. The motivation comes mostly from last nights first engagement of a NCR Ranger hit squad. Even with 100 Guns and my Brush Gun I wasnt able to perform as well as Id like against them on Hard difficulty with their Ranger Combat and Salvaged (un)Powered Armor. Hand Loader at first sight provides a possible solution as its really the only way to get AP rounds for the Cowboy weapons. Unfortunately Im not over enthusiastic about the perk as the AP rounds for the 357, 44, and 45-70 are the only benefit to this Courier near as I can tell
My questions to you are these: Do you typically take Hand Loader? Why or why not? If so, what other benefits have you noticed that you didnt immedietly notice before?
Bonus question: I have another Courier that uses primarily Energy Weapons so the same question applies to Vigilant Recycler
Lightning Round Bonus Question: Completely unrelated and doesnt warrant its own thread but has anyone else noticed the bug with modding Laser Rifles with the Beam Splitter mod in that it splits the beam into three instead of the listed two? Its a known bug according to the wiki but is there a fix for consoles?
Clarification: I do not have GRA