It cause he sells to multiple ones, i dont rly see a point in doing it though

Caps don't really seem like a necessity in this game. Everything I have I find then upgrade. I also have over 130 stimpacks because I usually heal with food I make.

Settlements are waste of time and giving the player an expensive house to buy won't solve anything.

Abuse? lol no. Using a drug for it's intended purpose and putting points to charisma (the worst special in the game). Savescumming for optimal dialogue results or exiting dialogue to put on optimal gear could be considered as abuse but playing the game as it is intended is not abuse.

just lol.

You're doing a lot of business so it's to be expected that you will have a lot of caps.

Also, what difficulty do you play on? The easier you play on the less money you will have to spend on anything like ammo or chems.

I play on very hard and haven't really started a "business" I just sell the excess water and produce from some of my settlements and have never had over 5k caps.

The ability to just pay the ransom out-of-pocket and be done with it is nice too every time you get one of those never-ending missions.

I am not talking about him selling jet but him farming pure water for endless caps which is something i wud call abusing game mehanics(i said abusing not exploting since its perfectly valid thing to do which core game mehanics allow but if you chose to follow that path than dont complain about having to much caps cuz you knew that wud happen before you even built your cash farming machinery).

if you use settlement system, you will be a slum lord in no time.

otherwise, Sanctuary only or buying DC house results in scrounging for what you need. constant scrounging...

He selling water and there is an ingame object that gives you water for free. If you waste your time with settlements you are forced to build that item. There is even a tutorial quest to build that item.

wtf are you talking about?

Really depends on your play style. Ussually I horde my junk. Because I beleive one day I'll need 200 jet. Lol.

I have struggled to get 10 k with 6 charisma 1 luck and a few perks for charisma. But I'll also buy lots of materials and shops for crafting and gaining potentially more money off interest

As other people have already hinted at, I'll win the thread with this ;D

Is it too easy to earn caps in Fo4? No

Is it too hard to spend caps in Fo4? Yes

- - - - - EDIT - - - - - -

Interestingly enough, I feel this is a result from many people's complaint of Fo4 moving more towards being a strict FPS.

I don't sell my purified waters. I don't sell my excess ammo like I did in Fo3 or FNV. Most importantly, I don't ever sell any of my junk. Ever. I also don't find that many caps just lying around or on corpses. Yet, I have zero caps issues.

What else is different if I'm selling less stuff and finding less caps than ever before?

Guns, butt loads of guns. How am I amassing all these guns? Thanks to mods, ammo extraction, and Fo4 basically forcing you to kill anything bad, I pick up so much more guns than I did in Fo3 or FNV. In other words, by not being able to talk my way out of situations or having "evil" factions I can side with, I end up seeing a lot of dead bodies. Dead bodies ripe for the pickin's and lootsin's. And since Scrapper kind of blows and repair is gone (which I do support), I don't have any other use for these guns.

You rly dont understand what he is doing right, so ill try and explain it since you clearly semm to have no idea what i am reffering to, basicly to have endless amount of purewater/caps you need multiple settlments with as many large industrial water purificators as possibile which will in turn produce 2k+ worth of caps per 5mins of reallife time in each of those settlemnts(there is a couple of such settlment places avilable in the world so there you go endless money super easy)

So there you go:

farming pure water=endless caps=easely abussive future of vanila game

Its way too easy.

- survival

- i do NOT exploit water farms

- i don't sell stuff except some weapons / armor

- i had 40k when i was around lv 40-50.

(if i'd sell everything ... idk, i'd have around 400k-500k?

I think the main reason for that is cause stuff is too valueable in general and the game doesn't rly contain things that u have to buy.

There is no need. Even for settlement building (except the shops).

I'd second that. Only major purchases are various pieces of legendary armor I wanted. After that it was only ammo, and that was only if I favored one weapon. I couldn't find a single thing I wanted to sink money into.

I suppose I could buy out weapon vendors and really arm settlers.. but not a big fan of wasting time and effort on nameless npcs... Although if a certain npc is kidnapped one more time I am going to give her a set of power armor and a Gatling laser gun.

Actually i think it's harder than in any of their games so far. Of course ammo is money too, so that helps

You invested the time and effort necessary to produce commercial quantities of desirable items and are seeing profit because of it.

That's not "too easy", that's as it should be.

I would say it is pretty easy to earn caps. I am above level 55 and I think I have around 150k caps. That basically came from selling armor, weapons and drugs that my character does not need / use when scavenging throughout the wasteland.

However, I would say that getting caps has to be relatively easy in the game because building settlement requires a lot of resources and the cost can add up pretty quickly. Sure, on the PC I can use god mode and not worry about resources, but I decided not to do that... and console players do not have console commands.

If settlement building was not a feature included in FO4, then I would agree that making money is too easy. But since settlement bulding requires a lot of resources, then easy credit is required because scavenging is slow and time consuming... For example, I enclose my settlements with concrete walls, it is far easier to buy cement / concrete than it is to find them in the wasteland.

Don't forget about the massive number of players who aren't going to be on forums. Except for stumbling across the Jet thing on my own (after I didn't really need it anymore) it never occurred to me to farm water or mutfruit simply for caps. However, once I figured out that ammo was weightless, it became my currency of choice. I loot tons of it all over the place and trade it for what I want. (One question, though: Do adversaries run out of ammo as they shoot it during a fight? I play a stealth character and quite a few of my corpses have never fired a single shot at me. If we had been in a protracted firefight, would I find less ammo to loot afterward?)

But like everyone else has said, there is simply nothing to buy for very long. I'm on my first playthrough, level 49, and I can't think of the last time I purchased anything - except for a power relay at Bunker Hill, and only then because I couldn't be bothered to travel to one of my own settlements and retrieve one.

You need the caps to buy shipments of gears or screws etc when you're building up your settlements. You also need them to buy fusion cores.

what do they call them money pits, traps, blackholes to svck up all the cash and give you nothing. oh wait thats health insurance in the US. A money sink thats what it is, yea and there's nowhere to sink your money. At first i was worried about having enough fusion cores, missiles and cannon balls but you can only buy so many of them. I got to around 350 missiles and used them for everyone in the end game. Still ended with hundreds of jet and 500 stimpacks.

I found it balanced to be honest because I didn't sell away any consumable and I din't spend time farming money. Playing on Survival level 65 max caps I collected is 65K, what I have now is 33K. I only bought few unique weapons from merchant. There is very little to buy especially for a weapon/armour crafting focused character.

Ok. Dumb question about water farms. I have 4 industrial water purifiers at sanctuary, but my workshop has like 14 water in it after a couple nights of play. Is there anything else besides powering the things and turning them on? I don't need to assign settlers do I?

Also, do I collect the water at the workshop?

You must be playing a different game from me. In my game ALL merchants have a measly 239 caps or something. So unless I sit down and wait 24 hours there is no way for me to get 3000 caps from even several of them like Diamond city market. In one session. So no I do not think caps are gotten too easily. My level 27 only has a bit over 2000 caps.

Edit
Plus I could not possibly carry enough stuff to manage to sell for 3000 caps.

The same applies to carrots.

I have thousands of carrots from all my settlements...I can't get rid of them.

Well, hundreds, anyway...

There are 5 vendors in Diamond City, 1 in Abernathy Farm, 1 at Finch Farm, Trashcan Carla, Lucas Miller, Cricket, Doc Weathers, Trudy, the doctor at the Castle, the doctor and suppy store at the Covenant. Those are enough to get me to 3000 caps. I sell a lot of my bullets too especially .45 and .38mm

It is and it isn't. Sure, you can horde stuff and sell it like purified water, but that gets real tedious to me. Most people you can sell to only have a few hundred caps. I think it's a case of caps not being easy to get, but a monetary system that's easy to break