$800 and the game so that you can mod it with what you want. (please people do not turn this into a computer V console war) What I want you to realize is that modding isn't something that is available to everyone, and this is an aspect that wouldn't be bad. Even those against nudity would not have to take off their underwear or take other people's off. Those over 18 can buy it and those under 18 well probably will get it if their parents allow. Either way it wouldn't have to be invasive at all nor would you see people running naked everywhere. Most likely place to see people in their underwear would be in their homes or at a pub when they lose their shirts gambling.
But you said in the OP that you used the BB mod?
I'm on a console too, and not having mods is just something I have to live with. I wouldn't want Bethesda to put in something which would garner a ridiculous amount of controversy (and it would - that's just the way it is for some reason) and possibly have it banned in some places just for the sake of a pair of pants (or lack thereof).