What is intense training, and will bringing my charisma down to 1 hurt anything?
Intense training is pretty lame; it negates the value of the entire attribute system in FO3/NV... What it does is give you a free point in any attribute just for leveling up and choosing it as a perk.

As for low charisma hurting... yes it affects things.
http://fallout.wikia.com/wiki/Charisma#Fallout:%20New%20Vegas