It can vary from item to item I think, but I'm sure you can check on UESP for the max level
EDIT:I just checked and I the highest I found out of all the items were level 46
Yes, followers can be checked too, but I don't think there are any leveled items from the DLCs
The highest I've seen for items is level 46. I usually wait to do certain quests until I reach that point. I probably shouldn't since I rarely use unique items, but I do.
Examples include (spoilered to hide spoilers):
Shield of Solitude
Gaulder sword and bow
Chillrend (I think)
Nightengale stuff (again, I think)
Level 46+ for skyrim.
No leveled items in Dawnguard as far as I could find.
Level 60+ for Dragonborn.
NPC's (including followers) level up with you up to their max level, so don't worry about finding them too early.
Hi! This is a bit OT but is J'zargo the most powerful companion in the game? Is he the only one without any level cap?
For vanilla skyrim, yes he is. All the houscarls top at lvl50, and the other members of the companions top at lv50. Next lowest is 40, and then 30, and lots of 20s. It appears followers stop being useful a bit too soon.
I didn't check for Dawnguard or Dragonborn followers.