Transmuting is a fun non-combat spell, turn iron ore (which costs almost nothing) into gold, collect precious stones and make fine jewelry for myself and to sell. In fact I make most of my money from selling jewelry.
I'm at level 52 but I think I'm actually going to start taking the alteration perks.....I've been using alteration the entire game, I might as well master it. I'm looking forward to getting the paralysis spells.