I just wish I could dress him in other outfits besides armor.
Ya, this svcks. It's the same with Jericho. At least Clover has that dress which makes it easier to put her in something else. I have to admit it was the first thing I did when I moved over to the PC. I started dressing them in lower DR clothing just because I could. Lots of Merc outfits. It's awesome. I mean, I know I can go get modded gear for companions, and I have, but I just have hours and hours of pent up frustration with wanting them to wear the Merc outfits, or Regulator Dusters, or worthless Raider gear even.
Clover is still my favorite bodyguard, but I admit that Charon is pretty deadly.
If you still like Clover best and want to go get her you can try the tricks I use to get my Karma down low enough to hire Jericho when I'm not playing an Evil character but want him to follow me anyway. So I go to Moriarty's and just hack his computer over and over again. Actually, I don't hack it even. You don't need to. All you have to do is open it over and over again. Because it is red and owned you take a karma hit for opening it. It takes awhile and is pretty tedious but your character is doing nothing wrong. So I would get my karma down low enough to hire him (evil) and then afterwards, if I cared, I would go and donate to the Confessor to get it back up to Neutral. You could always give him more to get to Good if you wanted.