This is a question I have for you at Bethsheba: Would it be possible to patch in zones for each area a faction occupies? If you are vilified by a group then looting things from their area would entail no karma loss or the status of everything in that area set as being owned would be switched to having no owner. To further improve this, these zones would only apply to 'bad guy' factions. The reason for this is that if they idolize you, chances are that you won't care about the negative karma and will be doing far more serious things to loose karma anyhow. If you're playing as a good guy, your character is in a post apocalyptic wasteland and probably wouldn't mind looting a Powder Gangers safe because supplies are supplies and they don't have owners because he killed them all.