So yeah you start off in Fallout 2 with no armor and a stick (spear) then you get thrown into this dungeon with radscorpions and get poisoned a hundred times so you're pretty much hosed if you didn't take some melee or unarmed strength and endurance character. The first character I made was a science type and it took me the entire first day just to get out of the dungeon and win the fistfight with the guy guarding the door. So I decided to make a melee heavy character and figured I could get some science and other stuff later on. Well the rest of the game isn't much better I'm finding out. I just spent an hour fighting this Mr Handy robot who is guarding a wrecked vertibird with two dead enclave soldiers on the ground. I finally beat the robot and tried to loot the wreck and bodies only to find out there was nothing on them. No items whatsoever. Hahaha. Nice. So then I decided to be a bad guy in Fallout 2 and at level 3 go on a killing spree with the guns and spiked knuckles I found in the first town only to be killed easily by two unarmed women in a bathhouse. Uh yeahh awesome!
You keep saying "terrible", but not why you think so. Myself I'd have been disappointed at the ridiculousness of finding a couple of helicopter pilots armed with miniguns and grenades. ~the "Loot" was information, and you seem to have missed that point.
~destroy what you don't understand.