I have a luck of 10. It seems to help a lot. Didn't help me much when I ran up on a deathclaw the first time though.
haha! Agreed, i have two playthrough accounts and one has 10 luck and fairly high charisma, tag skills are speech, barter and sneak
I don't know if its true, but when im on the strip gambleing i win A LOT more than i do on my run and gun type character.
I've even won the jackpot twice on the speech character. So that character is swimming in caps, but it's hard to play without high guns skill :sadvaultboy:
So this weekend im making a new character, 10 luck and tag skills are gunna be speech guns and barter :hubbahubba:
That way ill be able to defend myself in the wasteland but ill still get the speech aspect of the game.