You dont think you will be able to select the type and build your own home in the game? If there is an economy in the Skyrim would surely there would be development that reflects the economy like decorative architecture or crumbling masonry.
I wouldn't get to excited by the economy yet. Todd said it's only a light touch in how they have developed it.
As for where I want to live:
In a log cabin somewhere, isolated in the middle of a forest, near a lake/stream and surrounded by the wildlife.